by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What is the Electronic Funds Transfer Act? The Electronic Funds Transfer Act (EFTA) was passed with the purpose of regulating the practice of transferring funds electronically. More specifically, the EFTA applies to electronic transfers of money between two separate...
by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What is the Consumer Product Safety Act? The Consumer Product Safety Act (CPSA) was passed for the purpose of protecting consumers against dangerous products. The CPSA encompasses several consumer protection acts, such as the Poison Prevention Packaging Act (PPPA) and...
by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What are the applicable labeling laws regulating consumer products? Labeling laws are administered by a combination of federal and state agencies. Federal agencies heavily involved in product labeling laws include the CPSC, FTC, and FDA. Collectively, federal and...
by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What is the Federal Food, Drug, and Cosmetic Act? The Federal Food Drug and Cosmetic Act (FFDCA) was passed for the purpose of ensuring the safety of food, drugs (some medical devices), and cosmetics. The act gave authority to the Food and Drug Administration (FDA) to...
by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What is the Magnuson-Moss Warranty Act?The Magnuson-Moss Warranty Act (MMWA) was passed to protect consumers by regulating the use of warranty and disclaimer provisions by merchants. Generally, warranties are the subject of state contract law. The MMWA is a federal...
by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What is the Federal Trade Commission? The Federal Trade Commission (FTC) is the primary federal agency with the mission of protecting consumers. Authorized under the Fair Trade Commission Act, the FTC is an independent regulatory agency charged with keeping...
