by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What are Consumer Reporting Agencies? A credit reporting agency is any business that collects information about consumers for the purpose of disseminating that information in connection with credit applications, employment, or other evaluations of the individuals...
by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
Who are Furnishers of Credit Information? The FCRA places obligations upon creditors who furnish a consumers credit information to a reporting agency. This may include lenders, retailers, collection agencies, etc., that deal with customer credit and report that...
by Jason M. Gordon | Feb 23, 2025 | Consumer Protection
What is the Truth in Lending Act?The Truth in Lending Act (TILA) was passed with the purpose of protecting individuals from entering into deceptive or confusing credit relationships. The group of regulations implementing the provisions of TILA is known as Regulation...
