Consumer Protection
Protecting Your Rights!
Unlawful Lending, Financing & Payments
Federal law protects you from unlawful practices during the lending of financing process.
This may include a failure to adequately disclose information, charging unlawful rates of interest, or providing false or misleading information.
Practice Areas:
- Truth in Lending Act
- Credit Card Accountability Responsibility and Disclosure Act
- Georgia Fair Business Practices Act
- Equal Credit Opportunity Act
- Electronic Funds Transfer Act
Failure to Comply with Consumer Regulations
Many consumer regulations require businesses to strictly adhere to procedures when dealing with customers. Often, a failure to adhere to these procedures violates the consumer’s rights.
This might include: inappropriate messaging or contacts or failing to make all required disclosures during a transaction.
Practice areas:
- Georgia Fair Business Practices Act
- Real Estate Settlement Procedures Act
- Telephone Consumer Protection Act
Injuries to Your Credit
Federal law provides individuals rights and protections from unlawful practices that harm your credit.
This may include wrongly or inaccurately recording or failing to remove a debt from your credit report.
Practice Area:
- Fair Credit Reporting Act
Fraudulent or Abusive Practices
Federal law provides individuals rights and protections from unlawful practices that harm your credit.
This may include wrongful actions by a landlord to a tenant, the wrongful foreclosure of a loan on real estate, or inappropriate conduct when collecting a debt.
Practice Area:
- Georgia Fair Business Practices Act
- Tenants’ Rights Against Landlord Abuse
- Fair Debt Collection Practices Act
- Wrongful Foreclosure