If I’m Hurt in an Accident, Do I Have to Pay the Doctor?

When you receive medical treatment after an accident, healthcare providers will ask whether you have insurance or intend to pay out-of-pocket. Some doctors may agree to treat you with the understanding that they’ll be paid from any future settlement or court award related to your personal injury claim.

Why Is It Important to See a Doctor After an Accident?

Some injuries may not show symptoms right away. Seeing a doctor immediately helps detect serious conditions before they worsen. Even if you feel fine, getting evaluated can prevent long-term complications and strengthens your personal injury claim.

What If I Can’t Afford Medical Treatment?

Many personal injury victims hesitate to seek medical care due to cost concerns. But your health should come first. If you don’t have insurance or immediate funds, discuss options with your attorney. Some providers may agree to treat you in exchange for a lien on your future settlement.

Why Should I Document All Medical Treatment?

It’s critical to document all medical care after an injury. Medical records provide proof that your injuries were caused or worsened by the accident, which is essential for establishing liability and recovering damages in court.

What is Proximate Causation in Georgia Personal Injury Cases?

In Georgia, you must prove that the defendant’s actions either caused a new injury or made a pre-existing condition worse. This legal requirement is called proximate causation and must be supported by clear medical documentation.

Why Shouldn’t I Wait Too Long to Get Medical Care?

Delaying treatment can seriously hurt your case. Insurance companies may argue that your injuries aren’t serious or weren’t caused by the accident. Prompt medical care ensures that your injuries are recorded and linked to the incident.

What Is a Medical Lien?

A medical lien allows doctors and hospitals to be paid from your settlement or court award. Under Georgia law (O.C.G.A. §44-14-470), providers can agree to postpone payment until your case resolves. This arrangement helps ensure you receive necessary treatment even if you can’t pay upfront.

 

Jason M. Gordon

Member | Co-Founder Law for Georgia, LLC