by Jason M. Gordon | Feb 23, 2025 | Insurance & Risk Management
What is a Barra Risk Factor Analysis? The Barra Risk Factor Analysis is a metric used in measuring the overall risk associated with security relative to the market risk. The Barra Risk factor was developed by Barra Inc and thereafter named after the company. It is a...
by Jason M. Gordon | Feb 23, 2025 | Insurance & Risk Management
What is Business Recovery Risk? A business recovery risk refers to loss arising from a company’s temporary disruption of activities, due to a lack of accessibility to things such as physical infrastructure. When a company loses its ability to conduct its...
by Jason M. Gordon | Feb 23, 2025 | Insurance & Risk Management
What is an Assumed Interest Rate? The assumed interest rate (AIR) refers to an interest rate or growth rate used by an insurance company to calculate the value of an annuity contract and its payout. An insurance company determines AIR and it serves as the benchmark...
by Jason M. Gordon | Feb 23, 2025 | Insurance & Risk Management
What is a Point-of-Service Plan? A point-of-service (POS) is an organized health care plan that offers varieties of benefits to policyholders. A POS is health insurance that lowers medical costs for policyholders. This type of health plan combines the features of the...
by Jason M. Gordon | Feb 23, 2025 | Insurance & Risk Management
What is an Anti-Indemnity Statute? An anti-indemnity statute is a legal agreement in construction contracts that states the degree of liability that can be transferred between the parties involved in the contract, such as a contractor and subcontractor. An...
by Jason M. Gordon | Feb 23, 2025 | Insurance & Risk Management
What is Credit Disability Insurance? Credit disability insurance is insurance coverage that provides additional safety by helping make payments when one is incapacitated to work for a period of time. A disability can stop you from the income you need to meet monthly...
